{"id":462,"date":"2010-10-22T13:05:06","date_gmt":"2010-10-22T13:05:06","guid":{"rendered":"https:\/\/mon-taux-de-change.com\/?p=462"},"modified":"2010-10-22T13:05:06","modified_gmt":"2010-10-22T13:05:06","slug":"assurance-vie-plafonnement-des-taux-minimum-garantis-des-fonds-en-euros","status":"publish","type":"post","link":"https:\/\/mon-taux.com\/blog\/2010\/10\/22\/assurance-vie-plafonnement-des-taux-minimum-garantis-des-fonds-en-euros\/","title":{"rendered":"15\/10\/10 &#8211; Assurance vie : plafonnement des taux minimum garantis des fonds en euro"},"content":{"rendered":"<p style=\"text-align: justify\">\u00a0<\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: small\">La ministre de l\u2019\u00e9conomie, Christine Lagarde, a mis fin \u00e0 la surench\u00e8re des contrats d\u2019assurance-vie dop\u00e9s pour les nouveaux adh\u00e9rents au d\u00e9triment des performances des contrats des anciens souscripteurs. Dor\u00e9navant les anciens contrats seront mieux prot\u00e9g\u00e9s et seule, une petite partie des int\u00e9r\u00eats pourra servir de bonification d\u2019entr\u00e9e.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: small\">D\u00e9sormais, le taux maximum garanti par un assureur, ne peut exc\u00e9der une p\u00e9riode de 6 mois, et sera d\u00e9termin\u00e9 en fonction de l\u2019environnement des march\u00e9s obligataires. Le nouveau cadre l\u00e9gal de l\u2019assurance vie fixe le plafond des taux garantis \u00e0 3,75%, et ce pour l\u2019ensemble des produits.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: small\">Enfin, le l\u00e9gislateur a mis un terme aux offres commerciales d\u00e9raisonnables susceptibles de fragiliser l\u2019assureur. Une enveloppe globale est maintenant cr\u00e9\u00e9e afin d\u2019identifier les ressources que l\u2019assureur peut consacrer aux taux garantis.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: small\">Une bonne mesure pour prot\u00e9ger les int\u00e9r\u00eats des consommateurs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 La ministre de l\u2019\u00e9conomie, Christine Lagarde, a mis fin \u00e0 la surench\u00e8re des contrats d\u2019assurance-vie dop\u00e9s pour les nouveaux adh\u00e9rents au d\u00e9triment des performances des contrats des anciens souscripteurs. Dor\u00e9navant les anciens contrats seront mieux prot\u00e9g\u00e9s et seule, une petite partie des int\u00e9r\u00eats pourra servir de bonification d\u2019entr\u00e9e. D\u00e9sormais, le taux maximum garanti par [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":{"0":"post-462","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-assurances-retraite","7":"czr-hentry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>15\/10\/10 - Assurance vie : plafonnement des taux minimum garantis des fonds en euro - Mon-taux.com - Blog des experts en frontaliers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mon-taux.com\/blog\/2010\/10\/22\/assurance-vie-plafonnement-des-taux-minimum-garantis-des-fonds-en-euros\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"15\/10\/10 - Assurance vie : plafonnement des taux minimum garantis des fonds en euro - Mon-taux.com - Blog des experts en frontaliers\" \/>\n<meta property=\"og:description\" content=\"\u00a0 La ministre de l\u2019\u00e9conomie, Christine Lagarde, a mis fin \u00e0 la surench\u00e8re des contrats d\u2019assurance-vie dop\u00e9s pour les nouveaux adh\u00e9rents au d\u00e9triment des performances des contrats des anciens souscripteurs. 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