{"id":4332,"date":"2012-01-04T19:28:37","date_gmt":"2012-01-04T18:28:37","guid":{"rendered":"https:\/\/mon-taux-de-change.com\/?p=4332"},"modified":"2012-01-04T19:28:37","modified_gmt":"2012-01-04T18:28:37","slug":"evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers","status":"publish","type":"post","link":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/","title":{"rendered":"04\/01\/12 &#8211; Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers."},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-size: small;\">La nouvelle formule du pr\u00eat \u00e0 taux z\u00e9ro (PTZ) qui a vu le jour d\u00e9but 2010 fait l\u2019objet, un an tout juste apr\u00e8s sa sortie, de profondes modifications, plan d\u2019aust\u00e9rit\u00e9 oblige. Comme pour la version initiale, il reste accessible aux r\u00e9sidents suisses d\u00e9sirant faire l\u2019acquisition de leur r\u00e9sidence principale en France ainsi qu\u2019aux travailleurs frontaliers.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: small;\">Les principaux changements consistent en l\u2019int\u00e9gration d\u2019un plafond de ressources et sera dor\u00e9navant r\u00e9serv\u00e9 au financement de logement neuf.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: small;\">Vous trouverez plus de d\u00e9tails dans notre guide du cr\u00e9dit immobilier<a title=\"GUIDE DU CREDIT IMMOBILIER EN FRANC SUISSE\" href=\"https:\/\/mon-taux-de-change.com\/2012\/02\/27\/guide-du-credit-immobilier-frontalier\/\"> <span style=\"text-decoration: underline;\"><span style=\"color: #993366; text-decoration: underline;\">(voir le guide<\/span><\/span>)<\/a>.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: small;\">Ces nouvelles conditions devraient limiter le nombre de b\u00e9n\u00e9ficiaires mais ce financement \u00e0 0% demeure int\u00e9ressant pour les jeunes primo acc\u00e9dants surtout\u00a0 vu la part de logements neufs en projets ou construits autour de Gen\u00e8ve.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: small;\">A noter que toutes les banques frontali\u00e8res ne proposent pas le PTZ en compl\u00e9ment d\u2019un cr\u00e9dit immobilier en francs suisses alors que d\u2019autres ne l\u2019offrent pas aux non-r\u00e9sidents (r\u00e9sident suisse qui va acheter sa r\u00e9sidence principale en France). Si le PTZ demeure un coup de pouce int\u00e9ressant dans le cout global d\u2019un projet immobilier, il ne se substitue pas \u00e0 l\u2019apport personnel sur lequel les banques sont de plus en plus exigeantes.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: small;\">Dans tout les cas, demandez \u00e0 votre banquier ou \u00e0 nos conseillers sp\u00e9cialistes des cr\u00e9dits aux frontaliers si vous pouvez b\u00e9n\u00e9ficier de cette mesure.<\/span><\/p>\n<p style=\"text-align: justify;\">\n","protected":false},"excerpt":{"rendered":"<p>La nouvelle formule du pr\u00eat \u00e0 taux z\u00e9ro (PTZ) qui a vu le jour d\u00e9but 2010 fait l\u2019objet, un an tout juste apr\u00e8s sa sortie, de profondes modifications, plan d\u2019aust\u00e9rit\u00e9 oblige. Comme pour la version initiale, il reste accessible aux r\u00e9sidents suisses d\u00e9sirant faire l\u2019acquisition de leur r\u00e9sidence principale en France ainsi qu\u2019aux travailleurs frontaliers. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[21],"class_list":{"0":"post-4332","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-immobilier-actualites","7":"tag-ptz","8":"czr-hentry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>04\/01\/12 - Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers. - Mon-taux.com - Blog des experts en frontaliers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"04\/01\/12 - Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers. - Mon-taux.com - Blog des experts en frontaliers\" \/>\n<meta property=\"og:description\" content=\"La nouvelle formule du pr\u00eat \u00e0 taux z\u00e9ro (PTZ) qui a vu le jour d\u00e9but 2010 fait l\u2019objet, un an tout juste apr\u00e8s sa sortie, de profondes modifications, plan d\u2019aust\u00e9rit\u00e9 oblige. Comme pour la version initiale, il reste accessible aux r\u00e9sidents suisses d\u00e9sirant faire l\u2019acquisition de leur r\u00e9sidence principale en France ainsi qu\u2019aux travailleurs frontaliers. [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/\" \/>\n<meta property=\"og:site_name\" content=\"Mon-taux.com - Blog des experts en frontaliers\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MonTauxCom.ComparateurFrontalier\" \/>\n<meta property=\"article:published_time\" content=\"2012-01-04T18:28:37+00:00\" \/>\n<meta name=\"author\" content=\"montaux\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MonTauxCom\" \/>\n<meta name=\"twitter:site\" content=\"@MonTauxCom\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"montaux\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/\"},\"author\":{\"name\":\"montaux\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/bfe88bfabe109e312d4cd786a3dfe66f\"},\"headline\":\"04\/01\/12 &#8211; Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers.\",\"datePublished\":\"2012-01-04T18:28:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/\"},\"wordCount\":270,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/#organization\"},\"keywords\":[\"PTZ+\"],\"articleSection\":[\"Cr\u00e9dit Immobilier\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/\",\"url\":\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/\",\"name\":\"04\/01\/12 - Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers. - Mon-taux.com - Blog des experts en frontaliers\",\"isPartOf\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/#website\"},\"datePublished\":\"2012-01-04T18:28:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/mon-taux.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"04\/01\/12 &#8211; Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers.\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#website\",\"url\":\"https:\/\/mon-taux.com\/blog\/\",\"name\":\"Mon-taux.com - Blog des experts en frontaliers\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/mon-taux.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#organization\",\"name\":\"Mon-taux.com\",\"url\":\"https:\/\/mon-taux.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/montaux-new-logo-e1596462820847.png\",\"contentUrl\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/montaux-new-logo-e1596462820847.png\",\"width\":300,\"height\":172,\"caption\":\"Mon-taux.com\"},\"image\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/MonTauxCom.ComparateurFrontalier\",\"https:\/\/x.com\/MonTauxCom\",\"https:\/\/www.youtube.com\/channel\/UCyft978dCKAgV8DglhSW6gg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/bfe88bfabe109e312d4cd786a3dfe66f\",\"name\":\"montaux\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/favicon2-150x150.png\",\"contentUrl\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/favicon2-150x150.png\",\"caption\":\"montaux\"},\"sameAs\":[\"https:\/\/mon-taux.com\"],\"url\":\"https:\/\/mon-taux.com\/blog\/author\/montaux\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"04\/01\/12 - Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers. - Mon-taux.com - Blog des experts en frontaliers","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/","og_locale":"fr_FR","og_type":"article","og_title":"04\/01\/12 - Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers. - Mon-taux.com - Blog des experts en frontaliers","og_description":"La nouvelle formule du pr\u00eat \u00e0 taux z\u00e9ro (PTZ) qui a vu le jour d\u00e9but 2010 fait l\u2019objet, un an tout juste apr\u00e8s sa sortie, de profondes modifications, plan d\u2019aust\u00e9rit\u00e9 oblige. Comme pour la version initiale, il reste accessible aux r\u00e9sidents suisses d\u00e9sirant faire l\u2019acquisition de leur r\u00e9sidence principale en France ainsi qu\u2019aux travailleurs frontaliers. [&hellip;]","og_url":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/","og_site_name":"Mon-taux.com - Blog des experts en frontaliers","article_publisher":"https:\/\/www.facebook.com\/MonTauxCom.ComparateurFrontalier","article_published_time":"2012-01-04T18:28:37+00:00","author":"montaux","twitter_card":"summary_large_image","twitter_creator":"@MonTauxCom","twitter_site":"@MonTauxCom","twitter_misc":{"\u00c9crit par":"montaux","Dur\u00e9e de lecture estim\u00e9e":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/#article","isPartOf":{"@id":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/"},"author":{"name":"montaux","@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/bfe88bfabe109e312d4cd786a3dfe66f"},"headline":"04\/01\/12 &#8211; Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers.","datePublished":"2012-01-04T18:28:37+00:00","mainEntityOfPage":{"@id":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/"},"wordCount":270,"commentCount":0,"publisher":{"@id":"https:\/\/mon-taux.com\/blog\/#organization"},"keywords":["PTZ+"],"articleSection":["Cr\u00e9dit Immobilier"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/","url":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/","name":"04\/01\/12 - Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers. - Mon-taux.com - Blog des experts en frontaliers","isPartOf":{"@id":"https:\/\/mon-taux.com\/blog\/#website"},"datePublished":"2012-01-04T18:28:37+00:00","breadcrumb":{"@id":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/mon-taux.com\/blog\/2012\/01\/04\/evolution-du-pret-a-taux-zero-les-conditions-se-resserrent-pour-les-suisses-et-les-frontaliers\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/mon-taux.com\/blog\/"},{"@type":"ListItem","position":2,"name":"04\/01\/12 &#8211; Evolution du pr\u00eat \u00e0 taux z\u00e9ro : les conditions se resserrent pour les Suisses et les frontaliers."}]},{"@type":"WebSite","@id":"https:\/\/mon-taux.com\/blog\/#website","url":"https:\/\/mon-taux.com\/blog\/","name":"Mon-taux.com - Blog des experts en frontaliers","description":"","publisher":{"@id":"https:\/\/mon-taux.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mon-taux.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/mon-taux.com\/blog\/#organization","name":"Mon-taux.com","url":"https:\/\/mon-taux.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/montaux-new-logo-e1596462820847.png","contentUrl":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/montaux-new-logo-e1596462820847.png","width":300,"height":172,"caption":"Mon-taux.com"},"image":{"@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MonTauxCom.ComparateurFrontalier","https:\/\/x.com\/MonTauxCom","https:\/\/www.youtube.com\/channel\/UCyft978dCKAgV8DglhSW6gg"]},{"@type":"Person","@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/bfe88bfabe109e312d4cd786a3dfe66f","name":"montaux","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/favicon2-150x150.png","contentUrl":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/favicon2-150x150.png","caption":"montaux"},"sameAs":["https:\/\/mon-taux.com"],"url":"https:\/\/mon-taux.com\/blog\/author\/montaux\/"}]}},"_links":{"self":[{"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/posts\/4332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/comments?post=4332"}],"version-history":[{"count":0,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/posts\/4332\/revisions"}],"wp:attachment":[{"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/media?parent=4332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/categories?post=4332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/tags?post=4332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}