{"id":37,"date":"2010-09-23T13:36:50","date_gmt":"2010-09-23T11:36:50","guid":{"rendered":"https:\/\/mon-taux-de-change.com\/?p=37"},"modified":"2020-11-16T09:07:44","modified_gmt":"2020-11-16T08:07:44","slug":"renegocier-son-credit-immobilier-chf","status":"publish","type":"post","link":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/","title":{"rendered":"Ren\u00e9gociation de cr\u00e9dit"},"content":{"rendered":"

\"\"Signification<\/span><\/h3>\n

Vous avez contract\u00e9 il y a quelques ann\u00e9es un pr\u00eat immobilier <\/strong>pour l\u2019achat de votre logement au taux de 4,5% ou un pr\u00eat cap\u00e9 plafonn\u00e9 \u00e0 5%. Votre coll\u00e8gue de travail vient lui de contracter un cr\u00e9dit immobilier \u00e0 2.6%\u00a0!<\/p>\n

Si vous\u00a0pouvez baisser le taux de votre emprunt, vous feriez des \u00e9conomies\u00a0!<\/p>\n

Avec un meilleur taux, vous pouvez r\u00e9duire le montant de vos mensualit\u00e9s ou la dur\u00e9e de votre engagement.<\/p>\n

Comment faire\u00a0?<\/span><\/h3>\n

Premi\u00e8re d\u00e9marche, prendre contact avec votre banquier afin de conna\u00eetre ses possibilit\u00e9s. Attention, il n\u2019aime pas cela\u00a0! Si vous \u00eates un bon payeur et un bon client il fera des efforts pour vous conserver mais les conditions qu\u2019il proposera seront sup\u00e9rieures aux taux du moment. L\u2019avantage de votre banque est que vous ne devez pas refaire une garantie, c\u2019est une \u00e9conomie importante et c\u2019est beaucoup moins de formalit\u00e9s administratives.<\/p>\n

Dans un deuxi\u00e8me temps, prendre connaissance des propositions de la concurrence. L\u2019ambiance sera toute autre car vous serez accueilli \u00e0 bras ouverts avec des taux super comp\u00e9titifs. En revanche, il faut que le gain en vaille la peine car votre nouveau partenaire bancaire vous demandera de domicilier vos comptes, cartes, ordre permanent \u2026.et il faudra construire une relation avec votre nouveau conseiller.<\/p>\n

Ren\u00e9gocier votre cr\u00e9dit sur Mon-taux.com<\/span><\/a><\/p>\n

Combien cela co\u00fbte\u00a0?<\/span><\/h3>\n

Si vous arrivez \u00e0 ren\u00e9gocier avec votre banque actuelle, le co\u00fbt se limitera \u00e0 des frais de dossier, a priori rien d\u2019extravagant.<\/p>\n

En changeant de banque, il faudra vous acquitter des p\u00e9nalit\u00e9s de remboursement anticip\u00e9 ( si elles existent) et des frais d\u2019un nouvelle garantie (Hypoth\u00e8que, PPD ou organisme de caution) . A noter sur ce dernier point, que si votre cr\u00e9dit immobilie<\/strong>r initial \u00e9tait couvert par un organisme de caution, vous r\u00e9cup\u00e9rerez une partie du montant initial.<\/p>\n

Est-ce vraiment int\u00e9ressant pour moi\u00a0?<\/span><\/h3>\n

En ren\u00e9gociant votre pr\u00eat immobilier<\/strong> avec une autre banque vous allez faire une \u00e9conomie sur le taux, mais aussi sur le co\u00fbt de l\u2019assurance d\u00e9c\u00e8s invalidit\u00e9. Dans la grande majorit\u00e9 des r\u00e9seaux bancaires, le montant de l\u2019assurance est calcul\u00e9 sur le montant initial emprunt\u00e9. A m\u00eame couverture, vous aurez d\u00e9j\u00e0 fait quelques \u00e9conomies. Pour que la ren\u00e9gociation ait du sens, compte tenu des frais vu pr\u00e9c\u00e9demment, il faut que l\u2019\u00e9cart entre les taux soit significatif et le montant du capital restant du important. Les int\u00e9r\u00eats \u00e9tant calcul\u00e9s sur le montant\u00a0 du cr\u00e9dit, plus la dette est cons\u00e9quente plus l\u2019\u00e9cart sera important.<\/p>\n

Il faut donc mieux ren\u00e9gocier pendant la premi\u00e8re partie de la vie de votre cr\u00e9dit.<\/p>\n

Pour le frontalier <\/strong>qui a souscrit son cr\u00e9dit initial en \u20acuros, la ren\u00e9gociation en CHF aux taux actuels est g\u00e9n\u00e9ratrice d\u2019\u00e9conomie mais aussi\u00a0 de s\u00e9curit\u00e9 par rapport au taux de change.<\/p>\n

A quoi faut-il \u00eatre attentif\u00a0?<\/span><\/h3>\n

Si vous d\u00e9cidez de changer de banque, assurez-vous qu\u2019il dispose de service de qualit\u00e9 et adapt\u00e9s aux frontaliers<\/strong>. Votre nouvelle banque doit vous accompagner dans votre quotidien,\u00a0 veillez \u00e0 sa cr\u00e9dibilit\u00e9 et \u00e0 son savoir faire.<\/p>\n

Soyez vigilants avec les publicit\u00e9s de rachat de cr\u00e9dit qui bien souvent vous proposeront de r\u00e9duire vos mensualit\u00e9s en allongeant la dur\u00e9e de votre cr\u00e9dit, ce qui aura pour effet d\u2019augmenter le co\u00fbt.<\/p>\n

Attention au changement de type de taux. Pour vous conserver, votre banque vous proposera de transformer votre taux fixe en taux r\u00e9visable. Ce n\u2019est plus la m\u00eame chose.<\/p>\n","protected":false},"excerpt":{"rendered":"

Signification Vous avez contract\u00e9 il y a quelques ann\u00e9es un pr\u00eat immobilier pour l\u2019achat de votre logement au taux de 4,5% ou un pr\u00eat cap\u00e9 plafonn\u00e9 \u00e0 5%. Votre coll\u00e8gue de travail vient lui de contracter un cr\u00e9dit immobilier \u00e0 2.6%\u00a0! Si vous\u00a0pouvez baisser le taux de votre emprunt, vous feriez des \u00e9conomies\u00a0! Avec un […]<\/p>\n","protected":false},"author":1,"featured_media":34430,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,4],"tags":[2],"class_list":{"0":"post-37","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-credit","8":"category-rachat-de-credits-actualites","9":"tag-bon-conseil","10":"czr-hentry"},"yoast_head":"\nRen\u00e9gociation de cr\u00e9dit - Mon-taux.com - Blog des experts en frontaliers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ren\u00e9gociation de cr\u00e9dit - Mon-taux.com - Blog des experts en frontaliers\" \/>\n<meta property=\"og:description\" content=\"Signification Vous avez contract\u00e9 il y a quelques ann\u00e9es un pr\u00eat immobilier pour l\u2019achat de votre logement au taux de 4,5% ou un pr\u00eat cap\u00e9 plafonn\u00e9 \u00e0 5%. Votre coll\u00e8gue de travail vient lui de contracter un cr\u00e9dit immobilier \u00e0 2.6%\u00a0! Si vous\u00a0pouvez baisser le taux de votre emprunt, vous feriez des \u00e9conomies\u00a0! Avec un […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/\" \/>\n<meta property=\"og:site_name\" content=\"Mon-taux.com - Blog des experts en frontaliers\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MonTauxCom.ComparateurFrontalier\" \/>\n<meta property=\"article:published_time\" content=\"2010-09-23T11:36:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-11-16T08:07:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"682\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@MonTauxCom\" \/>\n<meta name=\"twitter:site\" content=\"@MonTauxCom\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/a511301dc9f60f63cca09f11d2d1ab6e\"},\"headline\":\"Ren\u00e9gociation de cr\u00e9dit\",\"datePublished\":\"2010-09-23T11:36:50+00:00\",\"dateModified\":\"2020-11-16T08:07:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/\"},\"wordCount\":620,\"publisher\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg\",\"keywords\":[\"Bon conseil\"],\"articleSection\":[\"Cr\u00e9dit\",\"Rachat de cr\u00e9dits\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/\",\"url\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/\",\"name\":\"Ren\u00e9gociation de cr\u00e9dit - Mon-taux.com - Blog des experts en frontaliers\",\"isPartOf\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg\",\"datePublished\":\"2010-09-23T11:36:50+00:00\",\"dateModified\":\"2020-11-16T08:07:44+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#primaryimage\",\"url\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg\",\"contentUrl\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg\",\"width\":1024,\"height\":682},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/mon-taux.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ren\u00e9gociation de cr\u00e9dit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#website\",\"url\":\"https:\/\/mon-taux.com\/blog\/\",\"name\":\"Mon-taux.com - Blog des experts en frontaliers\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/mon-taux.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#organization\",\"name\":\"Mon-taux.com\",\"url\":\"https:\/\/mon-taux.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/montaux-new-logo-e1596462820847.png\",\"contentUrl\":\"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/montaux-new-logo-e1596462820847.png\",\"width\":300,\"height\":172,\"caption\":\"Mon-taux.com\"},\"image\":{\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/MonTauxCom.ComparateurFrontalier\",\"https:\/\/x.com\/MonTauxCom\",\"https:\/\/www.youtube.com\/channel\/UCyft978dCKAgV8DglhSW6gg\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/a511301dc9f60f63cca09f11d2d1ab6e\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/e0274d7e2dcbb705f938333ab8f901873844c0c76b488454f4047fa57afa02cb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/e0274d7e2dcbb705f938333ab8f901873844c0c76b488454f4047fa57afa02cb?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"url\":\"https:\/\/mon-taux.com\/blog\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ren\u00e9gociation de cr\u00e9dit - Mon-taux.com - Blog des experts en frontaliers","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/","og_locale":"fr_FR","og_type":"article","og_title":"Ren\u00e9gociation de cr\u00e9dit - Mon-taux.com - Blog des experts en frontaliers","og_description":"Signification Vous avez contract\u00e9 il y a quelques ann\u00e9es un pr\u00eat immobilier pour l\u2019achat de votre logement au taux de 4,5% ou un pr\u00eat cap\u00e9 plafonn\u00e9 \u00e0 5%. Votre coll\u00e8gue de travail vient lui de contracter un cr\u00e9dit immobilier \u00e0 2.6%\u00a0! Si vous\u00a0pouvez baisser le taux de votre emprunt, vous feriez des \u00e9conomies\u00a0! Avec un […]","og_url":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/","og_site_name":"Mon-taux.com - Blog des experts en frontaliers","article_publisher":"https:\/\/www.facebook.com\/MonTauxCom.ComparateurFrontalier","article_published_time":"2010-09-23T11:36:50+00:00","article_modified_time":"2020-11-16T08:07:44+00:00","og_image":[{"width":1024,"height":682,"url":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_creator":"@MonTauxCom","twitter_site":"@MonTauxCom","twitter_misc":{"\u00c9crit par":"admin","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#article","isPartOf":{"@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/"},"author":{"name":"admin","@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/a511301dc9f60f63cca09f11d2d1ab6e"},"headline":"Ren\u00e9gociation de cr\u00e9dit","datePublished":"2010-09-23T11:36:50+00:00","dateModified":"2020-11-16T08:07:44+00:00","mainEntityOfPage":{"@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/"},"wordCount":620,"publisher":{"@id":"https:\/\/mon-taux.com\/blog\/#organization"},"image":{"@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#primaryimage"},"thumbnailUrl":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg","keywords":["Bon conseil"],"articleSection":["Cr\u00e9dit","Rachat de cr\u00e9dits"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/","url":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/","name":"Ren\u00e9gociation de cr\u00e9dit - Mon-taux.com - Blog des experts en frontaliers","isPartOf":{"@id":"https:\/\/mon-taux.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#primaryimage"},"image":{"@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#primaryimage"},"thumbnailUrl":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg","datePublished":"2010-09-23T11:36:50+00:00","dateModified":"2020-11-16T08:07:44+00:00","breadcrumb":{"@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#primaryimage","url":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg","contentUrl":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2010\/09\/renego.jpg","width":1024,"height":682},{"@type":"BreadcrumbList","@id":"https:\/\/mon-taux.com\/blog\/2010\/09\/23\/renegocier-son-credit-immobilier-chf\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/mon-taux.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Ren\u00e9gociation de cr\u00e9dit"}]},{"@type":"WebSite","@id":"https:\/\/mon-taux.com\/blog\/#website","url":"https:\/\/mon-taux.com\/blog\/","name":"Mon-taux.com - Blog des experts en frontaliers","description":"","publisher":{"@id":"https:\/\/mon-taux.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mon-taux.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/mon-taux.com\/blog\/#organization","name":"Mon-taux.com","url":"https:\/\/mon-taux.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/montaux-new-logo-e1596462820847.png","contentUrl":"https:\/\/mon-taux.com\/blog\/wp-content\/uploads\/2020\/08\/montaux-new-logo-e1596462820847.png","width":300,"height":172,"caption":"Mon-taux.com"},"image":{"@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MonTauxCom.ComparateurFrontalier","https:\/\/x.com\/MonTauxCom","https:\/\/www.youtube.com\/channel\/UCyft978dCKAgV8DglhSW6gg"]},{"@type":"Person","@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/a511301dc9f60f63cca09f11d2d1ab6e","name":"admin","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/mon-taux.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/e0274d7e2dcbb705f938333ab8f901873844c0c76b488454f4047fa57afa02cb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e0274d7e2dcbb705f938333ab8f901873844c0c76b488454f4047fa57afa02cb?s=96&d=mm&r=g","caption":"admin"},"url":"https:\/\/mon-taux.com\/blog\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/posts\/37","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/comments?post=37"}],"version-history":[{"count":1,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/posts\/37\/revisions"}],"predecessor-version":[{"id":34431,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/posts\/37\/revisions\/34431"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/media\/34430"}],"wp:attachment":[{"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/media?parent=37"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/categories?post=37"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mon-taux.com\/blog\/wp-json\/wp\/v2\/tags?post=37"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}