{"id":3015,"date":"2011-08-08T12:29:05","date_gmt":"2011-08-08T10:29:05","guid":{"rendered":"https:\/\/mon-taux-de-change.com\/?p=3015"},"modified":"2011-08-08T12:29:05","modified_gmt":"2011-08-08T10:29:05","slug":"taux-de-pret-immobilier-en-devise","status":"publish","type":"post","link":"https:\/\/mon-taux.com\/blog\/2011\/08\/08\/taux-de-pret-immobilier-en-devise\/","title":{"rendered":"08\/08\/2011 &#8211; La stabilit\u00e9 des taux des cr\u00e9dits immobiliers en Franc Suisse se confirme mais\u2026 une baisse est attendue"},"content":{"rendered":"<p style=\"text-align: justify\">\u00a0<\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: small\">Les <strong>taux fixes des cr\u00e9dits immobiliers en devise<\/strong> n\u2019ont pas boug\u00e9 ce mois pour rester \u00e0 des niveaux moyens de <strong>2,90% sur 20 ans<\/strong>, <strong>3% sur 25 ans<\/strong>. Certains \u00e9tablissements bancaires ont amorc\u00e9 un tr\u00e8s l\u00e9ger mouvement de baisse sur les dur\u00e9es longues. Toutefois, il faut noter le contexte particulier dans notre r\u00e9gion o\u00f9 toutes les banques r\u00e9alisent une ann\u00e9e record en termes de cr\u00e9dit immobilier, battant largement les projections les plus optimistes. Dans ces conditions, elles se montrent beaucoup plus regardantes sur leurs marges et ne r\u00e9percutent pas forc\u00e9ment les baisses de taux.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: small\">Du c\u00f4t\u00e9 des<strong> taux variables<\/strong>, le<strong> taux du Libor 3 mois<\/strong> a chut\u00e9 la semaine pass\u00e9e \u00e0 0,10% suite \u00e0 l\u2019annonce de la BNS. Les taux cap\u00e9s vont donc m\u00e9caniquement r\u00e9percuter cette baisse. Pour les <strong>variables purs<\/strong>, certains dossiers se sont d\u00e9nou\u00e9s la semaine pass\u00e9e avec des taux \u00e0 0,60%, marge de la banque comprise. Il convient d\u2019\u00eatre prudent avec ces <strong>taux variables<\/strong>, car il est probable qu\u2019une fois la temp\u00eate des dettes souveraines pass\u00e9e les taux pourraient repartir \u00e0 la hausse rapidement.<\/span><\/p>\n<p style=\"text-align: justify\"><span style=\"font-size: small\">Nous attendons tout de m\u00eame une baisse de l\u2019ensemble des taux dans les prochaines semaines avec la chute du taux des obligations de la conf\u00e9d\u00e9ration \u00e0 10 ans \u00e0 1,26% en ce d\u00e9but Ao\u00fbt\u00a0 contre plus de 2% en Avril. Bonne nouvelle pour\u00a0 \u00ab\u00a0les petits veinards\u00a0\u00bb\u00a0 qui sont encore \u00e0 la plage \u2026<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-5275 aligncenter\" src=\"https:\/\/mon-taux-de-change.com\/wp-content\/uploads\/2012\/04\/Taux-credit-immo-CHF.png\" alt=\"\" width=\"528\" height=\"207\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 Les taux fixes des cr\u00e9dits immobiliers en devise n\u2019ont pas boug\u00e9 ce mois pour rester \u00e0 des niveaux moyens de 2,90% sur 20 ans, 3% sur 25 ans. Certains \u00e9tablissements bancaires ont amorc\u00e9 un tr\u00e8s l\u00e9ger mouvement de baisse sur les dur\u00e9es longues. Toutefois, il faut noter le contexte particulier dans notre r\u00e9gion o\u00f9 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5275,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":{"0":"post-3015","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-immobilier-actualites","8":"czr-hentry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>08\/08\/2011 - La stabilit\u00e9 des taux des cr\u00e9dits immobiliers en Franc Suisse se confirme mais\u2026 une baisse est attendue - Mon-taux.com - Blog des experts en frontaliers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mon-taux.com\/blog\/2011\/08\/08\/taux-de-pret-immobilier-en-devise\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"08\/08\/2011 - La stabilit\u00e9 des taux des cr\u00e9dits immobiliers en Franc Suisse se confirme mais\u2026 une baisse est attendue - Mon-taux.com - Blog des experts en frontaliers\" \/>\n<meta property=\"og:description\" content=\"\u00a0 Les taux fixes des cr\u00e9dits immobiliers en devise n\u2019ont pas boug\u00e9 ce mois pour rester \u00e0 des niveaux moyens de 2,90% sur 20 ans, 3% sur 25 ans. 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